Michael J. Durkin, RICP®, CFP®, been helping individuals, professionals and small business owners manage their assets since 1981. Mike is a native of Cincinnati and graduated from Xavier University with a Bachelor's Degree in Finance and is a Certified Financial Planner®. Michael has recently earned the Retirement Income Certified Professional designation. The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. The rigorous three course credential helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP® provides a wealth of practical information for advisors.